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Synchrony Financial
SYF NYSEFinancial Services ★★★★★Latest Earnings Above forecast↑
Date
Jul 21, 2026
ET
EPS Est.
2.14
EPS Actual
2.59
Revenue Est.
$3.72B
Revenue Actual
$3.72B
Next Earnings Report
Date
Oct 20, 2026 · Tue
ET Oct 20, 2026 · Tue
Time
10/20 10:00-13:30
Pre-market（ET）
Fiscal Period
FY2026 Q3
EPS Est.
2.42
Revenue Est.
$3.81B
Company Overview
Synchrony Financial (ticker SYF) is listed on NYSE with a market cap of about $23.35B. Its next earnings report (FY2026 Q3) is expected on Oct 20, 2026 (ET), Pre-market, with consensus EPS of 2.42. In the last 15 reported quarters, EPS beat consensus estimates 12 times.
Actual EPS TrendRecently15Term · Jan 23, 2023 → Jul 21, 2026
Jan 23, 2023Range: 1.03 ~ 2.86Jul 21, 2026
Earnings History
| Date | Fiscal Period | EPS Est. | EPS Actual | Revenue Est. | Revenue Actual |
|---|---|---|---|---|---|
| Jul 21, 2026 | -- | 2.14 | Above forecast↑2.59 | $3.72B | $3.72B |
| Apr 21, 2026 | -- | 2.20 | Above forecast↑2.27 | $3.79B | $3.7B |
| Jan 27, 2026 | -- | 2.05 | Above forecast↑2.07 | $3.84B | $3.79B |
| Oct 15, 2025 | -- | 2.26 | Above forecast↑2.86 | $3.8B | $4.83B |
| Jul 22, 2025 | -- | 1.82 | Above forecast↑2.50 | $3.71B | $4.71B |
| Apr 22, 2025 | -- | 1.67 | Above forecast↑1.89 | $3.78B | $5.7B |
| Jan 28, 2025 | -- | 1.93 | Below forecast↓1.91 | $3.83B | $3.8B |
| Oct 16, 2024 | -- | 1.79 | Above forecast↑1.94 | $3.76B | $3.81B |
| Jul 17, 2024 | -- | 1.35 | Above forecast↑1.55 | $3.67B | $4.89B |
| Apr 24, 2024 | -- | 1.34 | Below forecast↓1.18 | $3.89B | $5.96B |
| Jan 23, 2024 | -- | 0.93 | Above forecast↑1.03 | $4.47B | $3.66B |
| Oct 24, 2023 | -- | 1.43 | Above forecast↑1.48 | $4.3B | $5.35B |
| Jul 18, 2023 | -- | 1.24 | Above forecast↑1.32 | $4.29B | $3.29B |
| Apr 19, 2023 | -- | 1.46 | Below forecast↓1.35 | $3.97B | $3.2B |
| Jan 23, 2023 | -- | 1.11 | Above forecast↑1.26 | $3.05B | $3.09B |
Original Filings (SEC)
Links point to the company's original filings on the U.S. Securities and Exchange Commission (SEC) website. For some foreign private issuers (ADRs), the earnings filing is typically submitted to the SEC several days after the results are announced; it will appear here automatically once filed.
Report dates are US trading days (Eastern Time); EPS and revenue estimates are market consensus, in USD. This page is for reference only and does not constitute investment advice.
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