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Capital Controls May Lose Effectiveness; BIS Warns That Stablecoins Pose a “Digital Dollarization” Risk to Emerging Markets
Svmuu News: Researchers at the Bank for International Settlements (BIS) have found that U.S. dollar-pegged stablecoins are giving rise to a new form of “digital dollarization” that is largely insensitive to capital controls in emerging markets, making it more difficult for governments to regulate these assets than traditional foreign currency deposits. The researchers analyzed data on foreign currency deposits and inflows of U.S. dollar-pegged stablecoins across more than 130 economies and found that both increased during periods of macroeconomic stress. However, stablecoin inflows showed virtually no response to capital controls or foreign exchange restrictions, likely because they are “partially outside the scope of regulation.” The BIS noted that stablecoins may erode monetary sovereignty, and policymakers need to employ new tools to address financial stability risks.
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