Apple has introduced its new "Apple Upgrade" leasing program in the U.S. through a partnership with Klarna. This program offers iPhones from $17.99/month and Apple Watches from $11.99/month, with lease terms ranging from 12-24 months for these devices and 24-36 months for Mac/iPad. Concurrently, Apple is discontinuing its existing iPhone Upgrade Program and iPhone Payments in the U.S.