Financial commentator Jim Cramer introduced his "Accidental High Yielders" (AHY) strategy, advising investors to buy quality dividend stocks when a market-wide decline causes their yield to double their normal level, without fundamental deterioration. He noted that McDonald's (MCD) and Procter & Gamble (PG) currently fit this template due to recent price weakness, while the Schwab U.S. Dividend Equity ETF (SCHD) is less suitable after a 24% year-to-date gain. The strategy considers the 10-year U.S. Treasury yield, which stood at 4.69% as of July 24, 2026.