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US Mortgage Rates Rise Across the Board on July 29 Ahead of Fed Decision
According to Zillow lender marketplace data, average US mortgage and refinance rates increased across all categories on Wednesday, July 29, 2026. The average 30-year fixed rate rose 7 basis points to 6.69%, the 15-year fixed loan increased 9 basis points to 6.07%, and the 5/1 ARM saw a 53 basis point jump to 6.99%. This comes ahead of an upcoming Federal Reserve rate decision.
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