A Yahoo Finance article analyzes Nu Holdings (Nubank's parent company), highlighting its strong growth in Latin America with 135 million customers. The analysis notes a 170% revenue increase over the past three years and a 41% year-over-year net income rise last quarter, reaching $3.2 billion in the last 12 months. Despite trading at a P/E ratio of 22, which is higher than most banking stocks, the article suggests Nu Holdings' significant growth runway in user acquisition and revenue per user makes the stock appear cheap.