A Yahoo Finance analysis highlights that stablecoins, despite initial aims to bypass traditional banking, are increasingly integrating with it to achieve scale. Companies like Stripe (via its Bridge acquisition), Citi (launching crypto custody), and Standard Chartered (testing stablecoin settlement) are building deeper into the banking system. The analysis argues that banks remain non-negotiable for fiat on/off-ramps, compliance, and local payment rails, which are crucial for institutional-grade cross-border payments. Regulatory frameworks like the GENIUS Act also push compliant stablecoin issuance towards bank partnerships and custodied reserves, reinforcing this trend.