Yahoo Finance (The Motley Fool) analysis suggests that while "Magnificent Seven" stocks like Microsoft and Amazon have surged due to the AI boom, their future success is highly dependent on AI spending. Analysts recommend investors consider diversifying their portfolios and looking towards high-growth opportunities in the digital payments trend, with Mastercard (MA) standing out. Mastercard does not bear consumer credit risk, and its network transaction fee revenue is stable and highly profitable. For the quarter ended June 30, 2026, Mastercard reported net income of $4.4 billion on net revenue of $9.3 billion, with a net profit margin exceeding 47%. Analysts predict Mastercard's earnings per share (EPS) growth rate could reach 52% between 2026 and 2029, higher than Visa's projected 46.2% for the same period, making it a stronger long-term buy option.