Insurtech company Lemonade (LMND) reported a Q2 loss ratio that fell to 60%, a 76% increase in gross profit, and a 32% rise in in-force premium (IFP).
Lemonade reported its second-quarter earnings, with its loss ratio decreasing to 60% and gross profit increasing by 76%. Concurrently, in-force premium (IFP) grew by 32% year-over-year, marking its 11th consecutive quarter of accelerating growth. The company's total customer count rose by 23% to over 3.3 million, and premium per customer increased by 8%. Lemonade's net loss for the second quarter was $43 million, slightly better than the $44 million loss in the same period last year. Management reiterated its expectation to achieve adjusted EBITDA profitability in the fourth quarter and positive net income in 2027.
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