Hunter Albright, Chief Revenue Officer at SALT Lending, stated that over the next 3-5 years, an increasing number of Bitcoin holders are expected to choose collateralized lending over selling their Bitcoin. This, he believes, will transform the relationship between Bitcoin, credit, and stablecoins. Albright suggests this shift will establish Bitcoin as "static money" (held for the long term) and stablecoins as "liquid money," providing liquidity for easier transfer and use while avoiding potential capital gains taxes from selling Bitcoin.