Lou Feipeng, a researcher at Postal Savings Bank of China, wrote in Securities Times that DR001 has become the target interest rate for the People's Bank of China's monetary policy adjustments. The People's Bank of China will study the opportune time to switch the maturity of its main open market operation instruments to overnight, making the overnight repo rate the primary policy rate to enhance the precision of interest rate regulation. Furthermore, the People's Bank of China will also choose an opportune moment to issue guidelines for diversified loan pricing benchmark reform and continuously improve the LPR quotation mechanism, encouraging the establishment of a "LPR+DR001" dual pricing benchmark to smooth the interest rate transmission chain from the short-term money market to the credit market.