Ripple CEO Brad Garlinghouse stated that 2026 will be an "extraordinary year" for the company due to significant growth in transaction volumes, predicting that XRP is poised to become the gold standard in institutional crypto payments. He noted that the company's annualized product revenue run rate is expected to reach $900 million, with a threefold increase in customers and partners, and currently over 1,700 institutions utilizing its financial infrastructure. During the Swell conference, Ripple announced a partnership with Robinhood to expand RLUSD stablecoin and infrastructure use cases, deepened its collaboration with BNY on digital asset custody and tokenized trade finance, and the Office of the Comptroller of the Currency (OCC) finally approved the establishment of Ripple National Trust Bank. Coinbase also agreed to increase the availability of RLUSD on its platform.