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HKMA: The number of residential mortgage loans in negative equity fell to 3,819 cases at the end of September, with a total value of HKD 17.3 billion.
The Hong Kong Monetary Authority (HKMA) announced today that the number of residential mortgage loans (RMLs) in negative equity in Hong Kong decreased to 3,819 cases as of end-September 2026, down from 4,356 cases at end-June. The total value of negative equity also fell from HK$19.6 billion at end-June to HK$17.3 billion. However, the three-month delinquency ratio for negative equity mortgage loans rose from 1.25% at end-June to 1.34%.
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