The HKMA announced the results of its residential mortgage loan survey for September 2026. The number of mortgage applications in the month decreased by 10.5% month-on-month to 7,560. The total value of approved mortgage loans decreased by 1.1% month-on-month to HK$31.8 billion, with loans for primary market transactions falling by 6.8% to HK$8.5 billion, loans for secondary market transactions falling by 5.7% to HK$14.4 billion, and refinancing loans increasing by 14.6% to HK$8.9 billion. The total value of mortgage loans drawn down in the month saw a significant month-on-month decrease of 22.8% to HK$25.3 billion. As of the end of September, the outstanding value of mortgage loans increased slightly by 0.2% month-on-month to HK$1,980.3 billion. The mortgage delinquency ratio remained low at 0.11%, and the rescheduled loan ratio stayed close to 0%.