Ripple's XRPL is preparing a rounding fix update for its lending protocol. The `LendingProtocolV1_2` amendment will ensure that the total outstanding amount after each on-time repayment strictly matches the schedule. The XRPL lending protocol is streamlining its calculation method for loan repayment rounding. According to the description in the official GitHub pull request, the update will cause the total outstanding amount (`TotalValueOutstanding`) to decrease as scheduled upon each on-time repayment, capped at the rounded periodic payment amount (`PeriodicPayment`). Small overpayments will be ignored, allowing transactions to execute successfully without incurring extra fees. This amendment requires 80% validator approval for two consecutive weeks to activate; no public voting date has been announced yet.