Svmuu News: According to official reports, blockchain-based capital markets firm Figure has released its financial results for the fourth quarter and full year of 2025. The company announced that its board of directors has authorized a $200 million share repurchase program. The financial report shows that fourth-quarter transaction volume in the consumer lending market reached $2.7 billion, a year-over-year increase of 131%; of which $1.5 billion was generated on the Figure Connect platform, up from $1.1 billion in the third quarter. Net revenue increased by 91% year-over-year, with adjusted net revenue reaching $158 million, a 106% year-over-year increase. Net income rose to $15 million, a 156% year-over-year increase; The net profit margin reached 9.4%, an increase of 2 percentage points year-over-year. Adjusted EBITDA reached $81 million, a 426% increase year-over-year; the adjusted EBITDA margin reached 51.6%, an increase of 31 percentage points year-over-year. As of the end of the quarter, cash and cash equivalents (excluding restricted funds and stablecoins) stood at $1.2 billion, with loans held for sale totaling $404 million. For the full year 2025, total transaction volume in the consumer lending market reached $8.4 billion, a 63% year-over-year increase; of which Figure Connect accounted for $3.8 billion. Net revenue increased by 49% year-over-year, with adjusted net revenue reaching $515 million, up 52% year-over-year. Full-year net income was $134 million, a 574% increase year-over-year; The net profit margin reached 26.5%, an increase of 21 percentage points year-over-year. Adjusted EBITDA was $251 million, up 148% year-over-year; the adjusted EBITDA margin reached 48.8%, an increase of 19 percentage points year-over-year.