He Yi: In the future, all global foreign exchange transactions may take place on-chain, potentially moving away from the traditional SWIFT system.
Svmuu News: During a talk titled “From Transcendence to Reconstruction: The Future of Finance Is Being ‘Reprogrammed’” at the 2026 Hong Kong Web3 Carnival, He Yi stated, “I spend a lot of time thinking about the global transformations that might arise from the intersection of AI and the blockchain industry, as well as AI and finance, and what the future of finance will look like.”This means I have to consider what products like Binance and services like Binance might look like a decade from now. I spend quite a bit of time thinking about organization and talent. Often, we say that in a company’s early stages, growth is driven by the founder, co-founder, or an individual’s strengths. But once a company reaches a certain scale, it’s really about organizational effectiveness—how to enable the organization to support itself and grow organically.This is the area I’ve been continuously reflecting on and refining. People often talk about the further convergence of crypto and traditional finance. Given this unique moment, we’re seeing both the U.S. and Hong Kong governments providing significant support and encouragement to the entire blockchain industry.So I believe we may witness earth-shattering changes across the entire industry in the future. Often, when the tipping point arrives—when that pivotal moment strikes—we are completely unaware of it.It might happen on an ordinary day—just eating, drinking, sleeping—yet the changes it brings to our lives could mean that in the future, all global foreign exchange transactions take place on the blockchain, rather than through the old SWIFT system.We may see a future where all asset transactions are no longer limited to a few hours a day, but instead operate 24 hours a day, just like the cryptocurrency market. The entire world is rapidly entering a state of "acceleration."
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