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Synchrony Bank offers today's highest CD rate of 4.15% APY for a 14-month term.
As of today (August 4, 2026), Synchrony Bank offers a 14-month certificate of deposit (CD) with an interest rate as high as 4.15% APY, which is the highest in the current market. Although deposit account interest rates are generally trending downwards, some CD products can still provide yields of 4% or higher.
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Disclaimer: This content reflects the author's personal views only and does not constitute investment advice.
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