Financial expert Suze Orman warns: AI may force people into unemployment before age 65, with early retirement potentially costing over $12,000 annually. Orman stated that she has always been concerned about people planning to work into their sixties or seventies before retiring, and the advent of AI has exacerbated this issue. She believes AI is disrupting the workplace, accelerating worker exits, and could affect all generations, especially those in their 50s who lack sufficient savings to cope with early retirement. The article cites a Boston Consulting Group report, which indicates that 10% to 15% of jobs could be replaced by AI within the next five years, and AI is becoming a primary reason for corporate layoffs for the first time. Orman advises people to embrace change, strive to increase savings, and design investment plans to prepare for potential early retirement, noting that retiring three years early, for example, could result in an annual income reduction of $12,972.