This initiative allows eligible users to engage in token lending or borrow against crypto assets by conversing with AI agents such as ChatGPT or Claude. The Kamino protocol currently has a total value locked (TVL) of approximately $1.3 billion, with active loans around $1 billion. However, this integration does not create new lending products; instead, it replaces Kamino's traditional interface with natural language instructions. This feature is not yet available in the United States, United Kingdom, European Union, and Australia.