EQB's third quarter marked a major shift following the closing of its PC Financial acquisition, which contributed one month of results. President and CEO Chadwick Westlake described the quarter as a "historic inflection point," though results do not yet fully reflect the combined organization's earnings power. Net interest income totaled C$319 million, up 22% year-over-year and sequentially, with net interest margin increasing 33 basis points to 2.41%. Non-interest revenue rose 55% year-over-year and 77% sequentially to C$73.9 million. Loans under management increased 12% year-over-year and 7% sequentially to C$82.5 billion, largely reflecting acquired PC Financial credit card receivables. The company increased its quarterly dividend by 3% sequentially to C$0.63 per share and achieved 50% of its C$30 million cost-synergy target on an annualized basis in the first month post-acquisition.