Lanzhou Bank's 2026 interim report shows that the company achieved operating revenue of 4.179 billion yuan in the first half of the year, a year-on-year increase of 6.60%. However, net profit attributable to the parent company declined due to falling yields on interest-earning assets and fluctuations in non-recurring gains and losses. During the reporting period, the bank's outstanding balance of personal consumer loans decreased by 24.51% from the beginning of the year to 14.716 billion yuan, and the growth of its total asset scale largely stalled. Concurrently, credit impairment losses increased by 20.07% year-on-year to 2.145 billion yuan, and the provision coverage ratio declined, indicating that asset quality continues to face defensive pressure.