Fintech company SoFi (SOFI) previously reported strong second-quarter earnings, with revenue growing 40% year-over-year to $1.2 billion and net income reaching $157 million. However, its stock price still fell by nearly 10% after the company raised its full-year revenue guidance. Some analysts pointed out that the market's negative reaction was due to SoFi maintaining its adjusted EBITDA and earnings per share (EPS) guidance unchanged, indicating that the company increased spending to support its growth initiatives, which prevented higher revenue from directly translating into higher profits.