Citi's CFO Gonzalo Luchetti stated the bank expects its return on tangible common equity (RoTCE) to be slightly above 11% in 2026. The bank also plans to increase stock buybacks from the $13 billion repurchased in 2025 and accelerate approximately $500 million of investment by year-end. Additionally, Citi anticipates removing Banamex from its balance sheet in 2027, which is expected to result in a $9 billion currency-translation adjustment loss. In Q2 2026, Citi's RoTCE was 13.0%, up from 8.7% a year earlier, with H1 2026 producing a 13.1% RoTCE.