The Monetary Authority of Singapore (MAS) stated in a parliamentary reply that its latest stress tests estimate approximately 1% of housing loan borrower households, or about 4,000 households, could face cash flow shortfalls and insufficient savings to cover them under an extreme adverse scenario of sharply rising mortgage rates and significant income reduction. MAS and relevant agencies have established multi-channel support, including early identification by financial institutions, offering loan restructuring, employment assistance, and temporary financial support. MAS reminded households to be prudent with debt and maintain adequate savings to cope with economic uncertainties.