Ant Digital Technologies and HSBC have completed a technical verification of AI agent micropayment technology in Hong Kong, integrating real-time bank risk verification into the payment process.
Ant Digital Technologies and HSBC completed a technical verification of AI agent micropayment technology in Hong Kong on October 9. The test demonstrated a process where an AI agent discovers and invokes digital services, initiates payments, and then HSBC conducts real-time risk verification and settlement. The incremental value of this verification lies in enabling the agent to autonomously complete service invocation and payment on behalf of users or enterprises, and integrating real-time bank risk verification into the same process. It is reported that this test utilized HSBC's tokenized deposit service, Ant Digital Technologies' Anvita Flow network, and the Jovay testnet, and is currently still in the technical exploration phase. HSBC's tokenized deposit service has been launched in Hong Kong, Singapore, Luxembourg, the UK, the US, and the UAE.
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