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Fannie Mae and Freddie Mac are adjusting their credit scoring system to adopt a FICO competitor. The Trump administration and lenders anticipate this will lower mortgage costs, but concerns about underwriting risks have emerged.

12/10/2026 12:07 UTC
Svmuu Editorial Team
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#Freddie Mac #FICO #Fannie Mae #Mortgage #Bonds #Macro
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Current Location: Home > Fannie Mae and Freddie Mac are adjusting their credit scoring system to adopt a FICO competitor. The Trump administration and lenders anticipate this will lower mortgage costs, but concerns about underwriting risks have emerged.

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