South Korea has postponed its plan to shorten the stock settlement cycle to T+1 until 2028, allowing financial institutions and overseas investors more time to prepare. This move aims to address industry concerns about rising costs and operational risks. The plan would reduce the settlement cycle from two business days to one, enabling investors to receive proceeds from stock sales more quickly and reducing capital tied up in unsettled trades. The Korea Exchange initially planned to implement this reform in the second half of 2027, aligning with Europe's implementation timeline.