Achieve Poll: 71% of Americans believe their financial situation is stagnating or deteriorating. The survey shows that 34% of respondents reported their finances worsened over the past year, 37% said there was no improvement, and only 29% felt things had gotten better. Additionally, 54% of respondents rely on credit cards to cover basic living expenses, 38% struggle to pay off debts on time, and 33% have missed a bill payment deadline in the past three months.