XRP Current Price Trend and the $1.30 Threshold
As of early November 2026, XRP price has been fluctuating between $1.25 and $1.29. The $1.30 mark is widely regarded by the market as a critical technical support and resistance level. In October 2026, XRP repeatedly attempted but failed to hold this level, making it a focal point for both bulls and bears.
Regulatory and ETF Developments
The regulatory environment for XRP underwent significant changes in 2026. The U.S. Securities and Exchange Commission (SEC) and the Commodity Futures Trading Commission (CFTC) jointly classified XRP as a digital commodity on March 17, 2026, paving the way for the approval of its spot ETF. The first spot XRP ETFs were approved by the SEC from late 2025 to early 2026.
However, the ETF approvals did not immediately translate into strong market demand. Data shows that entering October 2026, spot XRP ETFs experienced weak net inflows, with several trading days even recording zero net inflows. As of October 29, 2026, the total holdings of XRP ETFs were approximately 1.16 billion XRP, with cumulative inflows of nearly $1.68 billion.
Ripple Company Dynamics and Market Supply
The long-standing lawsuit between Ripple and the SEC was settled in 2025, with both parties withdrawing appeals and Ripple paying a $125 million fine. Previous court rulings confirmed that XRP does not constitute a security when traded on public exchanges.
Freed from litigation, Ripple is actively expanding its business. The company launched RLUSD, a USD-pegged stablecoin, and established partnerships with institutions such as Arf and Robinhood, aiming to bring RLUSD settlement liquidity to the XRP Ledger. Ripple expects its annualized product revenue to reach $900 million by the end of 2026.
Regarding token supply, Ripple regularly releases XRP from escrow as planned. According to the schedule, 1 billion XRP will be released from escrow on November 1, 2026. As of the end of September 2026, approximately 37 billion XRP remained unreleased in Ripple's escrow.
Market Views and Future Outlook
Market opinions on XRP's future trend are mixed, with focus on the $1.30 threshold.
- Key Support Level: Many traders and analysts believe that $1.30 is an important psychological and technical support level. If the price effectively breaks below this position, it could trigger further declines, testing lower supports such as $1.20 or even $1.00.
- ETF Demand Impact: Although ETFs have been approved, weak institutional capital inflows are generally considered one of the reasons why XRP's price has not significantly strengthened.
- Price Prediction Divergence: Market predictions for future prices vary widely. Some prediction models provide average price expectations for November 2026, for example, CoinCodex forecasts $1.95, and DigitalCoinPrice forecasts $1.41. Bitwise previously gave a bullish prediction, suggesting XRP could reach $4.94 by the end of 2026, while Standard Chartered Bank lowered its 2026 target price to $2.80.
- Technical Indicator Signals: From a technical analysis perspective, XRP is currently trading below several moving averages, indicating a short-term bearish momentum. However, some individual indicators, such as the exchange's taker buy/sell ratio rising to a three-month high, suggest potential hidden bullish pressure.
Summary
XRP is undergoing a complex bull-bear struggle phase at the end of 2026. The defense of the $1.30 support level is the core focus in the short term. While ETF approvals and clear regulatory classification form a long-term positive foundation, recent weak demand, regular escrow releases, and the non-passage of broader regulatory bills (such as the CLARITY Act) have all put pressure on the price. Investors, while monitoring the technical level contest, also need to closely watch ETF capital flows, Ripple's business progress, and broader regulatory dynamics.
