The Guangdong Financial Regulatory Bureau has issued the "Guiding Opinions on Supporting the High-Quality Development of the Province’s Insurance Industry to Help Guangdong Take the Lead in China’s Modernization," which proposes accelerating the establishment of a multi-tiered medical security system. It calls for the smooth and orderly implementation of city-tailored commercial health insurance, encourages the development of long-term health insurance, and promotes the accelerated development of long-term care insurance and disability income protection insurance. Under the premise of controllable risks and commercial sustainability, steadily explore the inclusion of new medical technologies, new drugs, and new medical devices within the scope of insurance coverage. Encourage the provision of health insurance products targeting groups such as the elderly and patients with chronic diseases. Support the fulfillment of health protection responsibilities toward insured individuals through the provision of medical, rehabilitation, and nursing services. Diversify the forms of commercial health insurance products and promote the rapid settlement of medical expenses.