Svmuu News European Central Bank (ECB) released the Appia roadmap on Wednesday, outlining a long-term development plan for a central bank digital currency (CBDC)-based tokenized wholesale financial market in Europe.The roadmap centers on two related initiatives: Pontes, a distributed ledger technology settlement solution for the euro system, and Appia, a comprehensive strategic framework for building the future tokenized financial ecosystem. Pontes is scheduled to launch in the third quarter of 2026. European Central Bank (ECB) Executive Board member Piero Cipollone stated that Appia aims to build a bridge from the current financial system to future tokenized markets, anchored by central bank money. Pontes plans to integrate the market’s distributed ledger infrastructure with the Eurosystem’s TARGET services by the end of the third quarter of 2026. The TARGET services are the payment and settlement systems operated by the Eurosystem, encompassing the large-value payment system TARGET2, the securities settlement system T2S, and the instant payment system TIPS. European Central Bank (ECB) A public consultation has been launched simultaneously, inviting participants from both the public and private sectors to provide feedback on the roadmap or submit proposals for implementation. The deadline for feedback is April 22.