A national survey of 2,001 US adults, commissioned by Kraken and conducted by Morning Consult, revealed that nearly two-thirds of Americans believe they are falling behind financially compared to their age expectations. The survey also highlighted that 47% of Americans view credit cards as the sole route to meaningful rewards, despite 42% of credit card holders worrying about paying off their balance monthly. Furthermore, 60% of Americans expressed willingness to switch to a spending card offering real rewards without requiring borrowing, with 57% preferring cash rewards over points.