Bitcoin Magazine reported that author Parker Lewis believes that as $107 trillion in debt strains the credit system, merchants will shift to zero-fee payments, and ultimately Bitcoin will settle 100% of global payments. He cited the 2023 bank failures and merchants driving Bitcoin payment adoption by avoiding 3% credit card fees and chargebacks as the main basis for his view. On the macro front, he believes the Federal Reserve and the Treasury have lost control over long-term interest rates, and high mortgage and corporate refinancing rates signal that money printing will be the only way out.