According to U.Today, Hussein Zangana (Vet), community lead at the XRPL Labs, stated that not every transaction needs to settle within seconds, and higher-layer solutions like payment channels or Dassie are better suited for large-scale micropayments. He believes that institutional batch settlement already delivers practical utility, and remains optimistic that AI-assisted technological improvements will continue to drive the scaling of L1s such as XRPL.