According to CNBC, OpenAI has launched the ChatGPT Wallet in partnership with American Express, Mastercard, and Visa, enabling its "dots" AI agents to make purchases on behalf of users. Initially available only to Pro subscribers aged 18 and older in the US, users must still approve each purchase transaction through security checks, while existing credit card rewards and protections remain intact. The report states that the agents use payment tokens restricted to specific transactions and do not directly access users' card details; OpenAI stated that it will not take a transaction fee initially. This is a limited-scope rollout of payment functionality and does not mean it has been rolled out globally or to all users.