Personal finance expert Suze Orman recently revived her warning against target-date funds, which held nearly $4.9 trillion by the end of 2025, by posting an archival clip from her former CNBC program to YouTube. Orman argues that these funds, which automatically shift from stocks to bonds based on age, fail to account for economic conditions and can be risky if interest rates rise, potentially reducing bond values. She suggests investors might be better off taking control themselves and diversifying with assets like gold or private market investments to mitigate volatility.