Lending
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Rootstock: Bitcoin lending and yield could drive next wave of institutional demand
A new report from Rootstock argues that putting institutional Bitcoin holdings to work through lending, collateral and financing could create demand beyond its store-of-value role, driving the next wa
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Global Bond Sales Hit Record High as Tech Giants Borrow Amid AI Boom
Global bond sales have hit a record high, with tech giants borrowing surging amid the AI boom. According to Bloomberg data, financial firms, corporations, and governments have raised a total of $6.61
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Aave's Ethereum USDT variable borrow rate now increases borrowing costs sooner as liquidity tightens
Aave's Ethereum USDT variable borrow rate now increases borrowing costs sooner as liquidity tightens. Existing debt will retain its accrued interest, but the new rate will change how the balance grows
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Robinhood has opened its "Earn" product to all eligible users, supporting on-chain USDG lending. This product allows users to deposit USDG into a Morpho vault curated by Steakhouse on Robinhood Chain, with rewards supplementing lending interest. Withdrawals are subject to vault liquidity.
Robinhood has opened its "Earn" product to all eligible users, supporting on-chain USDG lending. This product allows users to deposit USDG into a Morpho vault curated by Steakhouse on Robinhood Chain,
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XRP Ledger validators set to deploy bug-fix patch for lending system by Friday, though system still lacks approval
A batch of bug fixes, including some for the lending system Ripple has proposed to banks, is set to go live on the XRP Ledger this Friday, October 23. The patch, called fixCleanup3_4_0, had exactly 29
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Kintsu announced the opening of its private beta on the Canton Network, inviting borrowers, lenders, and vault managers to apply.
Kintsu announced the opening of its private beta on the Canton Network, inviting borrowers, lenders, and vault managers to apply. The platform includes isolated lending markets, curated vaults, and st
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South Korean exchange Upbit has added Solana (SOL) and XRP as collateral assets for lending.
South Korean exchange Upbit announced that starting October 15, 2026, users can use Solana (SOL) and XRP as collateral for loans. The minimum collateral amount is 20,000 KRW, with a maximum total coll
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Base Introduces Earn & Borrow With Aave and Morpho
The Base platform now allows applications to embed variable-rate stablecoin lending and crypto-backed loans. Borrowers using these features remain subject to the underlying protocols’ liquidation rule
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Tokenized Commodities Expand Beyond Gold, Eye Lending and Energy Markets
Executives from Paxos Labs, Theo, and Energy Substantiation indicate that the tokenized commodities market is expanding beyond gold, with new growth drivers emerging from lending against physical asse
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Coinbase to Launch 10x Spot Leverage, Restricting Access for US Retail Investors
Coinbase plans to launch spot leverage lending services offering up to 10x leverage in the coming weeks. This service will be restricted for U.S. retail customers and will only be available to U.S. cl
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Financial Times Analysis: Trillion-Dollar Hedge Fund Borrowing Frenzy Becomes "Cash Cow" for Wall Street Banks
A Financial Times analysis indicates that the trillion-dollar borrowing spree by hedge funds has become a "cash cow" for Wall Street banks. Post-crisis regulations mean banks no longer place their own
-
Flare CEO claims Ripple CTO underestimates XRP lending potential
Flare CEO Hugo Philion stated that Ripple CTO David Schwartz is underestimating the true potential of lending on the XRP Ledger. Philion highlighted that while XRPL's native XLS-66 lending protocol is
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Ledger launches Bitcoin lending service, allowing users to borrow stablecoins without selling their Bitcoin.
Ledger announced the launch of a "crypto loans" feature at the TOKEN2049 Singapore conference, allowing users to borrow stablecoins such as USDC or USDT using wrapped Bitcoin (cbBTC or wBTC) as collat
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S&P Global introduces letter grades for DeFi lending vaults
S&P Global has launched a new Vault Risk Assessment to score DeFi lending vaults from AAA(v) to D(v), allowing curators to cap the result. The agency has not yet assessed any vaults.
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RippleX Puts XRPL Lending Upgrade to Vote
The XRP Ledger is closer to launching its native lending infrastructure, with the LendingProtocolV1_1 amendment now open for validator voting. The upgrade includes closed-ended lending vaults and cash
-
Coinbase has added HYPE and ZEC as collateral for loans, with a maximum loan amount of $100,000.
The lending product is powered by Morpho, operates on the Base network, and is available to eligible U.S. users outside of New York State.
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Aave Proposal to Increase WBTC and cbBTC Borrowing Caps, Narrow Liquidation Price Buffer to 4.7%
The Aave governance layer has advanced a proposal to increase the borrowing limits for WBTC and cbBTC from 73% to 81% of collateral value, while raising the liquidation threshold from 78% to 85%. This
-
Coinbase CEO Brian Armstrong retweeted Jesse Pollak, stating that borrow functionality can be easily added to neobanks or brokerages.
Coinbase CEO Brian Armstrong retweeted Jesse Pollak, stating that borrow functionality can be easily added to neobanks or brokerages.
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XRPL developers are using mathematical proofs to verify its new lending market against insolvency, with Common Prefix formally testing the protocol since Sept. 17
XRP Ledger (XRPL) developers are using mathematical proofs to verify its new lending market against insolvency, with Common Prefix formally testing the protocol since Sept. 17. The protocol research f
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Coinbase reports degraded performance for its DEX, Borrow and Lend services
Coinbase reports degraded performance for its DEX, Borrow and Lend services
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Binance CEO CZ retweeted a post highlighting its Lite Loan product, which allows users to borrow up to 1000 USDT using BTC as collateral, with no liquidation triggered by price fluctuations for the first 30 days.
Binance CEO CZ retweeted a post highlighting its Lite Loan product, which allows users to borrow up to 1000 USDT using BTC as collateral, with no liquidation triggered by price fluctuations for the fi
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SMARTCREDIT Token: Decentralized Lending Project and Its Market Status Analysis
SMARTCREDIT (SMARTCREDIT token) is a project aiming to build a decentralized peer-to-peer lending market. Its platform, SmartCredit.io, offers AI-driven self-custodial banking services, connecting lenders and borrowers for fixed-term, fixed-rate collateralized loans, supporting stablecoin and Ethereum lending. The project was founded by former Credit Suisse executives and emphasizes security through audited smart contracts and AI monitoring. However, as of early September 2026, the SMARTCREDIT token exhibits extremely low market activity, with a 24-hour trading volume of only a few dollars and a market capitalization ranging from approximately $290,000 to $340,000, indicating a near-depleted trading market.
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Bybit to Discontinue ICX as Collateral and Lending Asset from Sep 7, 2026
Crypto exchange Bybit announced it will stop supporting ICX as a collateralizable or loanable asset from Sep 7, 2026, 8:00 AM UTC. All borrowing and lending services for ICX, including Borrowing (UTA)
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Bybit to Discontinue ZIL as Collateral and Lending Asset from Sep 7, 2026
Bybit will discontinue the support of ZIL as a collateralizable or loanable asset from Sep 7, 2026, 8:00 AM UTC. This change affects Borrowing (UTA), Crypto Loans, and Bybit Savings. Users with outsta
-
Rootstock: Bitcoin lending and yield could drive next wave of institutional demand
A new report from Rootstock argues that putting institutional Bitcoin holdings to work through lending, collateral and financing could create demand beyond its store-of-value role, driving the next wa
-
Global Bond Sales Hit Record High as Tech Giants Borrow Amid AI Boom
Global bond sales have hit a record high, with tech giants borrowing surging amid the AI boom. According to Bloomberg data, financial firms, corporations, and governments have raised a total of $6.61
-
Aave's Ethereum USDT variable borrow rate now increases borrowing costs sooner as liquidity tightens
Aave's Ethereum USDT variable borrow rate now increases borrowing costs sooner as liquidity tightens. Existing debt will retain its accrued interest, but the new rate will change how the balance grows
-
Robinhood has opened its "Earn" product to all eligible users, supporting on-chain USDG lending. This product allows users to deposit USDG into a Morpho vault curated by Steakhouse on Robinhood Chain, with rewards supplementing lending interest. Withdrawals are subject to vault liquidity.
Robinhood has opened its "Earn" product to all eligible users, supporting on-chain USDG lending. This product allows users to deposit USDG into a Morpho vault curated by Steakhouse on Robinhood Chain,
-
XRP Ledger validators set to deploy bug-fix patch for lending system by Friday, though system still lacks approval
A batch of bug fixes, including some for the lending system Ripple has proposed to banks, is set to go live on the XRP Ledger this Friday, October 23. The patch, called fixCleanup3_4_0, had exactly 29
-
Kintsu announced the opening of its private beta on the Canton Network, inviting borrowers, lenders, and vault managers to apply.
Kintsu announced the opening of its private beta on the Canton Network, inviting borrowers, lenders, and vault managers to apply. The platform includes isolated lending markets, curated vaults, and st
-
South Korean exchange Upbit has added Solana (SOL) and XRP as collateral assets for lending.
South Korean exchange Upbit announced that starting October 15, 2026, users can use Solana (SOL) and XRP as collateral for loans. The minimum collateral amount is 20,000 KRW, with a maximum total coll
-
Base Introduces Earn & Borrow With Aave and Morpho
The Base platform now allows applications to embed variable-rate stablecoin lending and crypto-backed loans. Borrowers using these features remain subject to the underlying protocols’ liquidation rule
-
Tokenized Commodities Expand Beyond Gold, Eye Lending and Energy Markets
Executives from Paxos Labs, Theo, and Energy Substantiation indicate that the tokenized commodities market is expanding beyond gold, with new growth drivers emerging from lending against physical asse
-
Coinbase to Launch 10x Spot Leverage, Restricting Access for US Retail Investors
Coinbase plans to launch spot leverage lending services offering up to 10x leverage in the coming weeks. This service will be restricted for U.S. retail customers and will only be available to U.S. cl
-
Financial Times Analysis: Trillion-Dollar Hedge Fund Borrowing Frenzy Becomes "Cash Cow" for Wall Street Banks
A Financial Times analysis indicates that the trillion-dollar borrowing spree by hedge funds has become a "cash cow" for Wall Street banks. Post-crisis regulations mean banks no longer place their own
-
Flare CEO claims Ripple CTO underestimates XRP lending potential
Flare CEO Hugo Philion stated that Ripple CTO David Schwartz is underestimating the true potential of lending on the XRP Ledger. Philion highlighted that while XRPL's native XLS-66 lending protocol is
-
Ledger launches Bitcoin lending service, allowing users to borrow stablecoins without selling their Bitcoin.
Ledger announced the launch of a "crypto loans" feature at the TOKEN2049 Singapore conference, allowing users to borrow stablecoins such as USDC or USDT using wrapped Bitcoin (cbBTC or wBTC) as collat
-
S&P Global introduces letter grades for DeFi lending vaults
S&P Global has launched a new Vault Risk Assessment to score DeFi lending vaults from AAA(v) to D(v), allowing curators to cap the result. The agency has not yet assessed any vaults.
-
RippleX Puts XRPL Lending Upgrade to Vote
The XRP Ledger is closer to launching its native lending infrastructure, with the LendingProtocolV1_1 amendment now open for validator voting. The upgrade includes closed-ended lending vaults and cash
-
Coinbase has added HYPE and ZEC as collateral for loans, with a maximum loan amount of $100,000.
The lending product is powered by Morpho, operates on the Base network, and is available to eligible U.S. users outside of New York State.
-
Aave Proposal to Increase WBTC and cbBTC Borrowing Caps, Narrow Liquidation Price Buffer to 4.7%
The Aave governance layer has advanced a proposal to increase the borrowing limits for WBTC and cbBTC from 73% to 81% of collateral value, while raising the liquidation threshold from 78% to 85%. This
-
Coinbase CEO Brian Armstrong retweeted Jesse Pollak, stating that borrow functionality can be easily added to neobanks or brokerages.
Coinbase CEO Brian Armstrong retweeted Jesse Pollak, stating that borrow functionality can be easily added to neobanks or brokerages.
-
XRPL developers are using mathematical proofs to verify its new lending market against insolvency, with Common Prefix formally testing the protocol since Sept. 17
XRP Ledger (XRPL) developers are using mathematical proofs to verify its new lending market against insolvency, with Common Prefix formally testing the protocol since Sept. 17. The protocol research f
-
Coinbase reports degraded performance for its DEX, Borrow and Lend services
Coinbase reports degraded performance for its DEX, Borrow and Lend services
-
Binance CEO CZ retweeted a post highlighting its Lite Loan product, which allows users to borrow up to 1000 USDT using BTC as collateral, with no liquidation triggered by price fluctuations for the first 30 days.
Binance CEO CZ retweeted a post highlighting its Lite Loan product, which allows users to borrow up to 1000 USDT using BTC as collateral, with no liquidation triggered by price fluctuations for the fi
-
Bybit to Discontinue ICX as Collateral and Lending Asset from Sep 7, 2026
Crypto exchange Bybit announced it will stop supporting ICX as a collateralizable or loanable asset from Sep 7, 2026, 8:00 AM UTC. All borrowing and lending services for ICX, including Borrowing (UTA)
-
Bybit to Discontinue ZIL as Collateral and Lending Asset from Sep 7, 2026
Bybit will discontinue the support of ZIL as a collateralizable or loanable asset from Sep 7, 2026, 8:00 AM UTC. This change affects Borrowing (UTA), Crypto Loans, and Bybit Savings. Users with outsta
-
Coinbase reports degraded performance for its Lending and Borrowing services
Coinbase reports degraded performance for its Lending and Borrowing services
-
SMARTCREDIT Token: Decentralized Lending Project and Its Market Status Analysis
SMARTCREDIT (SMARTCREDIT token) is a project aiming to build a decentralized peer-to-peer lending market. Its platform, SmartCredit.io, offers AI-driven self-custodial banking services, connecting lenders and borrowers for fixed-term, fixed-rate collateralized loans, supporting stablecoin and Ethereum lending. The project was founded by former Credit Suisse executives and emphasizes security through audited smart contracts and AI monitoring. However, as of early September 2026, the SMARTCREDIT token exhibits extremely low market activity, with a 24-hour trading volume of only a few dollars and a market capitalization ranging from approximately $290,000 to $340,000, indicating a near-depleted trading market.
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From LEND to AAVE: The Evolution of EthLend, Aave V4 Progress, and Latest AAVE Token Dynamics
EthLend and its native token LEND have successfully transitioned into Aave, a leading decentralized lending protocol, and its governance token AAVE. This article will delve into the latest developments of the Aave protocol, including the highly anticipated Aave V4 upgrade, multi-chain expansion, regulatory clarity, and the future vision of founder Stani Kulechov. Concurrently, we will focus on the market performance and ecosystem expansion of the AAVE token, providing readers with comprehensive insights.
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CREAM Token: Cream Finance Project Overview, Risks, and Market Status Analysis
Cream Finance (CREAM) is a decentralized finance (DeFi) protocol that offers lending and trading services, with its native token CREAM used for governance. The project has suffered multiple flash loan attacks, resulting in substantial losses. As of August 12, 2026, the CREAM token price is approximately $0.47, with a market capitalization of less than one million US dollars, and extremely low 24-hour trading volume. Investors should be fully aware of its historical risks and current liquidity status.
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AAVE Token Acquisition Analysis: Non-Traditional "Mining," Focus on Staking and Lending Returns
As an ERC-20 token, AAVE is not acquired through traditional Proof-of-Work (PoW) mining mechanisms. Users primarily obtain AAVE by staking AAVE tokens within the Aave protocol to secure it and earn stkAAVE rewards, or by providing liquidity as a liquidity provider to earn interest. Additionally, AAVE tokens may also participate in liquidity mining on other platforms. This article will detail these practical methods for acquiring AAVE tokens and the steps involved.
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What Is BETA Coin? Beta Finance Project Analysis and Trading Channels
BETA coin is the native token of Beta Finance, a decentralized money market protocol designed to provide permissionless lending and shorting services for crypto assets, supporting both Ethereum and Binance smart chains. Its core functions include lending, borrowing, and a unique "one-click short" mechanism, aiming to improve the efficiency of the DeFi market and lower the barrier to entry for users. BETA token holders can participate in staking, liquidity mining, and protocol governance. As of August 3, 2026, the price of BETA coin is approximately $0.0056, with a total supply of 1 billion tokens. Users can trade the coin on decentralized exchanges that support it.
Lending
24H Trending
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1
The 10-year U.S. Treasury yield is down approximately 8 basis points from its previous close, currently at 4.96%.
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2
ZachXBT: Axis Robotics insiders dumped approximately 42 million AXIS tokens, causing a 40% crash; project team attributes it to OTC counterparty default.
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3
New ECB staff estimates show bond yield rise cutting 2027-28 growth by a cumulative 100 BPS and inflation by 90 BPS vs Sept baseline.
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4
Iranian President Pezeshkian stated that Iran is ready to expand cooperation with Turkey to serve common interests and enhance regional security.
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5
Israel continues its attacks on Gaza, with the Gaza Ministry of Health stating that dozens have died while awaiting permission to leave, renewing calls to open the Rafah crossing.
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6
Event prediction platform Kalshi completes $1 billion funding round, reaching a valuation of $40 billion, with non-sports revenue run rate exceeding $1 billion.
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7
DBS Hong Kong to launch DBS Vantage Card, Hong Kong's first Visa Infinite Privilege Card
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8
ECB's Cipollone: Europe to move to T+1 securities settlement on 11 October 2027; Eurosystem expands tokenised finance infrastructure
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9
Binance hacker finishes dumping UNI, ENA, PEPE, LINK, AAVE, ONDO, WLD for 70,480 ETH ($158.25M)
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10
onXRP Team to Launch New Trading Method on XRP Ledger Next Week
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