Returning to work can suspend pension payments and trigger Social Security benefit withholding for retirees below full retirement age, with a 2026 earnings limit of $24,480.
Returning to work can suspend pension payments if the job qualifies as "disqualifying employment" under the plan's rules. For retirees below the full retirement age (FRA), earning over $24,480 in 2026 triggers Social Security withholding of $1 for every $2 earned above the limit. Workers should request a written determination from their pension plan administrator and check Social Security earnings limits before accepting any recall offer.
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Disclaimer: This content reflects the author's personal views only and does not constitute investment advice.
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